The Core Series

Unlimited private hospital cover
Guaranteed full cover in hospital for specialists who we have a payment arrangement with, and up to 200% of the Discovery Health Rate (DHR) on Classic plans and up to 100% of the DHR on Essential and Coastal plans for other healthcare professionals
Full cover for chronic medicine on our formulary for all Chronic Disease List conditions when you use a network pharmacy
Comprehensive pre- and postnatal healthcare services for maternity and early childhood.
Cover for medical emergencies when travelling

	Classic	Classic Delta	Essential	Essential Delta	Coastal
Hospital cover
Unlimited private hospital cover at any hospital					Private hospitals in the four coastal provinces
Unlimited private hospital cover at a network hospital
Full cover with a specialist we have a payment arrangement with
Specialists we don't have a payment arrangement with are covered at a percentage of the Discovery Health Rate	200%	200%	100%	100%	100%
Other healthcare professionals are covered at a percentage of the Discovery Health Rate	200%	200%	100%	100%	100%
Chronic illness cover
Chronic condition: Cover for 27 Chronic Disease List conditions (once approved) according to the Prescribed Minimum Benefits
Chronic medicine: Full cover for approved medicine on our medicine list at a designated service provider pharmacy
Cancer cover
We cover a set amount in full over a 12-month period. Costs above this amount attract a 20% co-payment. Prescribed Minimum Benefit conditions are covered in full	R 250 000	R 250 000	R 250 000	R 250 000	R 250 000
Day-to-day cover
These plans do not offer day-to-day benefits

This is only a summary of the key benefits. Please consult the health plan guide for more details. Discovery Health Medical Scheme Rules apply.