Cover for pregnancy childbirth and early childhood

Caring for mother and baby

Being pregnant is a very important time in a woman’s life, and a time when you don't want to worry about medical aid cover. With Discovery Health Medical Scheme you have peace of mind that we offer you the best care. See how we take care of you and your baby during pregnancy, childbirth and early childhood.

Comprehensive maternity and post-birth benefits

You have access to comprehensive maternity and post-birth benefits supported by access to 24/7 support, advice and guidance through the My Pregnancy and My Baby programmes on the Discovery app and website.

The healthcare services are covered from the Maternity Benefit at the Discovery Health Rate. This cover does not affect your day-to-day benefits and depends on the plan you choose:

During your pregnancy

Antenatal consultations

You are covered for up to 12 visits at your gynaecologist, GP or midwife, based on the plan you choose.

Ultrasound scans and prenatal screening

You are covered for up to two ultrasound scans and one nuchal translucency. You are also covered for one Non-Invasive Prenatal Test (NIPT) if you meet the clinical entry criteria.

Blood tests

A defined basket of blood tests per pregnancy are included in the maternity benefit.

Private ward

You have cover for up to R1 880 per day in a private ward for your delivery in hospital, on the Executive and Comprehensive plans.

Essential registered devices

Executive and Comprehensive plans have cover for up to R5 000 for essential registered devices e.g. breast pumps and smart thermometers with a co-payment of 25%.

Antenatal classes or consultations with a nurse

You are covered for up to five pre- or postnatal classes or consultations with a registered nurse.

For two years after birth

GP and specialist visits

Your baby is covered for up to two visits with a GP, paediatrician or an ENT. Cover depends on the plan you choose.

Six week consultation

You are covered for one six week post-birth consultation with a midwife, GP or gynaecologist.

Nutrition assessment

You are covered for one nutrition assessment with a dietitian

Mental health

You are covered for up to two mental health consultations with a counsellor or psychologist

Lactation consultation

You are covered for one lactation consultation with a registered nurse or lactation specialist

Benefits will be activated when:

  • your pregnancy or baby profile is created on www.discovery.co.za or on the Discovery app,
  • when you preauthorise your pregnancy and delivery or
  • when you register your baby onto the Scheme.

Activate the My Pregnancy and My Baby programmes

Activate the My Pregnancy and My Baby programmes on the Discovery app or website and gain access to immediate support, advice and personalised tools.

Important information you should know

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