Maternity Benefit

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What is the Maternity Benefit?

Being pregnant is a very important time in a woman’s life, and a time when you don't want to worry about medical aid cover. With Discovery Health Medical Scheme, you have peace of mind that we offer you the best care.

You have access to comprehensive maternity and post-birth benefits supported by access to 24/7 support, advice and guidance through the My Pregnancy and My Baby programmes on the Discovery app and website.The healthcare services are covered from the Maternity Benefit at the Discovery Health Rate. This cover does not affect your day-to-day benefits and depends on the health plan you choose.

What we cover for maternity and early childhood

Newborn registration form

Please refer to benefit guide for more details.

During pregnancy

Antenatal consultations

You are covered for up to 8 or 12 consultations with your gynaecologist, GP or midwife, based on your chosen health plan.

Ultrasound scans and screenings during pregnancy

You are covered for up to two 2D ultrasound scans, including one nuchal translucency test. 3D and 4D scans are paid up to the rate we pay for 2D scans.

You are also covered for one chromosome test or Non-Invasive Prenatal Test (NIPT) if you meet the clinical entry criteria.

Blood tests

We pay for a defined list of blood tests for each pregnancy.

Private ward for delivery

The healthcare services related to childbirth are covered by your Hospital Benefit. On Executive and Comprehensive plans, you also have cover for up to R2 220 per day in a private ward for your hospital stay.

Flu vaccinations

We pay for one flu vaccination during your pregnancy.

After you give birth

Essential registered devices

For members on the Executive and Comprehensive plans, we pay up to R5 350 for essential registered devices such as breast pumps and smart thermometers. You must pay 25% towards the cost of these devices.

Other healthcare services

You also have access to postnatal care, which includes a postnatal consultation within six-weeks post-birth, a nutritional assessment with a dietitian and two mental healthcare consultations with a counsellor or psychologist.

GP and specialists to help you after birth

Your baby under the age of two years is covered for two visits to a GP, paediatrician or an ear, nose and throat specialist.

Pre- and postnatal care

We pay for a maximum of five antenatal or postnatal classes with a registered nurse up until two years after you have given birth. We pay for one breastfeeding consultation with a registered nurse or a breastfeeding specialist.

How to get the benefit

Activate the My Pregnancy and My Baby programmes on the Discovery app or website and gain access to immediate support, advice and personalised tools.

Your benefits will be activated when:

  • Your pregnancy or baby profile is created on or on the Discovery app; or
  • When you register your baby onto the Scheme.

Extra savings and services

Members of selected schemes administered by Discovery Health can get up to 25% off stem cell banking fees with Next Biosciences, Africa's leading Biotech Company.

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