Why save   with Discovery Bank

Get market-leading interest rates with a Fixed Deposit Account


Choose from a wide range of day-to-day and longer-term investment savings accounts


Open a free savings account in minutes on the Discovery Bank app

Why choose the Demand Savings Account  
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Immediate access to your money

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Control how often and how much you want to save

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Save for events, special purchases and emergencies
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Interest rates

  • Earn up to 5% interest on your savings with Dynamic Interest Rates
  • With Vitality Money, earn a Dynamic Interest Rate boost by banking healthier. Terms and conditions apply.
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What you get

  • No minimum amount required
  • Control how often and how much you save
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Fees and charges

  • No monthly fee
  • Pay for your day-to-day transactions. View our fees guide.
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What can you do

  • Transfer money between linked accounts
  • Pay your beneficiaries and contacts on your phone using Discovery Pay

We quote your interest at nominal annual compounded monthly (NACM) and period effective rates. All interest rates and fees are as at the publication date.

Are you ready to upgrade   ?

Join the world's first behavioural bank – we're here to guide, motivate and reward you for getting financially healthier.

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Find the perfect account   for you

Explore our wide range of products for an option that best suits you and your banking needs!

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Log in

Please click here to login into Discovery Digital Id

Please click here to login into Discovery Digital Id