Discovery Purple


Discovery Purple collection is an exclusive suite of products that has been designed to deliver the most comprehensive benefits and unsurpassed rewards.

As a high net-worth individual, and whether you take advantage of one or all of the Purple offers available, you will experience a unique personal touch, backed by a team of trained professionals. This team will make sure that you enjoy a truly bespoke Discovery experience tailored exactly to your unique needs.

Vitality Purple

Unlock the richest Vitality experiences and rewards that further encourage you to lead a healthy, active lifestyle. Vitality Purple offers you unprecedented savings on luxury spas, golf clubs, health and fitness equipment, and exclusive global adventures. Vitality Purple underpins a range of Discovery Purple products, helping you unlock value across your Purple portfolio.

The Discovery Bank Purple experience

Discovery Bank offers two distinct Purple banking products that offer truly exceptional banking – the Discovery Bank Purple Suite and the Discovery Bank Purple Wealth Suite.

As an individual of distinction, you can apply for a Discovery Bank Purple Suite, which offers bespoke features, world-class service and exceptional rewards. Your banking experience is enhanced to complement your lifestyle with smart features for seamless everyday banking. You get up to 75% off local and international flights, unlimited airport lounge visits, free international travel insurance, and much more. You also get to enjoy a personalised banking experience and access to Discovery Bank Treasury for better rates on investments.

Available by invitation only, the ultra-exclusive Discovery Bank Purple Wealth Suite gives you a banking experience like no other. This suite includes an enhanced vertical metal credit card, which unlocks superior value. You get up to 100% off local and international business class flights for you and your spouse, luxury accommodation through the Purple Hotel Collection, unlimited airport lounge visits, and a wealth of other exclusive rewards. You also get to enjoy a personalised banking experience, access to Discovery Bank Treasury for better rates on investments, and a free gym membership at any Virgin Active or Planet Fitness health club in South Africa.

Purple Insure Plan

Get the widest all-risk cover with greater limits on car and home insurance. Services include increased portable possessions insurance, annual cellphone upgrades and a dedicated Discovery Insure Service Executive to assist you with anything you need. Combine this with the Vitality Drive programme and receive state-of-the-art safety features and valued rewards for driving well.

Purple Invest Plans

You can grow your wealth with our Purple range of investment products. Across our product range, Purple clients get higher boosts and more rewards.

On our Purple lump-sum Retirement Annuities and Preserver Plans, you can get access to enhanced boosts on your investment in qualifying Discovery funds and exclusive access to boosts on external funds.

With our Purple Discovery Retirement Optimiser you can convert even more of your Discovery Life cover into tax-free income when you retire.

On our Living Annuities, you can get up to 50% extra income each month by living a healthy lifestyle through Vitality and withdrawing wisely. Purple clients get unique access to income boosts on external funds.

With our Purple Flexible Investment Plans, you can reduce your administration fees to as low as zero.

Purple Life Plan 

The pinnacle of our life insurance portfolio, the Purple Life Plan offers a collection of customisable benefits which provide comprehensive local and global cover. This includes enhanced payments that provide you with access to the best medical facilities in the world in the event of a severe illness. You can also convert the rand cover on your Purple Life Plan to dollars, while ensuring premium certainty and efficiency through a predetermined and preferential exchange rate for the first three years after conversion. Our Purple Life Plan also rewards you for healthy living though the Discovery Life PayBack Benefit which rewards you with up to 100% of your premiums back, as well as the Vitality Premium Leveler which provides enhanced premium sustainability in retirement.

Discovery Health Medical Scheme Executive Plan

The Executive Plan offers the most comprehensive medical aid benefits available in South Africa. You have unlimited cover in any private hospital including private ward cover, full cover for chronic medicine for all Chronic Disease List conditions, and additional cover through the Day-to-day Extender Benefit when your Medical Savings Account runs out.

The Global Treatment Platform gives you access to medical cover while travelling abroad including specialised, advanced medical care as well as access to full cover for second opinion services.

Members on the Executive Plan now also have cover for up to two cycles of Assisted Reproductive Therapy if you meet the Scheme’s benefit and clinical entry criteria. Scheme Rules, benefit limits and co-payments apply.

Discovery Health Medical Scheme is an independent non-profit entity governed by the Medical Schemes Act, and regulated by the Council for Medical Schemes. It is administered by a separate company, Discovery Health (Pty) Ltd, an authorised financial services provider.

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