Welcome to
the world's first
behavioural bank

Download the Discovery Bank app
and sign up to get on board

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Download the app for iOS

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Upgrade to the world’s first behavioural bank!

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Download the app for iOS

Download the app for iOS

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We haven't just changed
one thing we've completely

changed everything

What is behavioural banking

Get financially healthier
with Vitality Money

The better your Vitality Money status,
the better your rewards

*These rates are subject to change

You control your
Dynamic Interest Rates

Get up to 4.5% interest on the money
sitting in your everyday accounts

Get up to 5.5% interest on your demand savings

Pay up to 6% less on your borrowing rate

*These rates are subject to change

Boost your Vitality rewards
with Dynamic Discounts

iPhoneX

App Dashboard Accounts and Portfolio

Vitality Money

Diamond status

Dynamic Interest Rates

3%

3%

Positive balance rate

4.5%

4%

4%

Savings account rate

5.5%

14.5%

14.5%

Borrowing rate

8.5%

App Dashboard Active Rewards

Dynamic Discounts

0%

0%

HealthyFood

100%

0%

0%

HealthyCare

75%

0%

0%

Gym

100%

HealthyFood

Up to
100%*
back

HealthyCare

Up to
75%*
off

HealthyGear

Up to
75%*
back

We've got the perfect
behavioural
account for you

Earn Discovery Miles
on all your spend

Pay anyone using
just their cellphone number

More innovation
More choice
More rewards

Discovery Bank Limited. Registration number 2015/408745/06.
Discovery Bank is an authorised financial services provider (FSP48657) and registered credit provider (NCRCP9997)