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Welcome to the bank that rewards you for managing your money well
Get financially healthier
with Vitality Money
with Vitality Money
The better your Vitality Money status,
the better your rewards
You control your
Dynamic Interest Rates
Dynamic Interest Rates
Get up to 4% interest on the money
sitting in your everyday accounts
Get up to 5% interest on your demand savings
Pay up to 6% less on your borrowing rate
Boost your Vitality rewards
with Dynamic Discounts
with Dynamic Discounts


Vitality Money
Diamond status

HealthyFood
Up to
75%
back
75%
back
HealthyCare
Up to
50%
off
50%
off
HealthyGear
Up to
50%
back
50%
back
Earn Discovery Miles
on all your spend
on all your spend
Pay anyone using
just their cellphone number
just their cellphone number
More innovation
More choice
More rewards
More choice
More rewards