It's time to bank healthier
It's time to
bank healthier
Why you'll love banking with us

We're a bank that gets behind you

Discovery Bank is the world's first behavioural bank. Our main goal is to improve your financial health by helping change how you work with your money. Through Vitality Money, you'll learn more about what it means to be financially healthy and you'll get rewarded for managing your money well. Track your progress easily on our app and steadily improve your Vitality Money status. You'll get rewarded as you get financially healthier. How much you get out is up to you.

Dynamic Interest Rates

Benefit from lower interest rates that flex monthly - get higher interest rates on savings and lower rates on credit.

Boosted Vitality rewards

Get even more out from our Vitality partners like up to 100% cash back on your gym membership, up to 75% off flights and up to 75% cash back on HealthyFood.

Vitality Active Rewards

Earn weekly rewards for your responsible spending.

You get one bank account that does it all

Enjoy smart efficient banking with the Discovery 1 account. You’ll get a single state-of-the-art card that works as your credit card and for your bank account - with one interest rate, and one fee.

Your Vitality reward cash backs and discounts will automatically be paid into your Vitality Savings Account and grow faster when you manage your money well.

We're there for families too. You can now manage your money better, together

We’ve designed a banking solution that lets you manage your money better together as a family. You can add family members to your account in minutes, share your credit, and work towards your shared financial goals together. And, of course, everyone gets to share all the rewards too.

Do more than you ever imagined on our banking app – and never visit a branch again

With more than 200 features on our app, you’ll have your bank branch in the palm of your hand. Sign up in minutes without any paperwork and, with our unique facial-recognition technology, your selfie becomes your unique identifier.

Get a single view of your financial health – including all your accounts, Dynamic Interest Rates and rewards. You’ll also see all your other Discovery balances and be able to seamlessly link to the Discovery app for more information.

Daily transacting is a breeze. You can add accounts and cards with just a few taps, and control how you’d like to see your accounts and transactions. You can also:

 
Pay anyone quickly, easily, safely without ever taking out your bank card.

Discovery Pay lets you pay anyone simply by using their cellphone number and make instant payments to your contacts in seconds.

Say goodbye to queues when settling medicine co-payments at your Dis-Chem or Clicks pharmacy. Discovery Health Medical Scheme members can link their health plan and Discovery Bank account and pay for any pharmacy co-payments seamlessly and immediately.

We’ve also partnered with Garmin, Fitbit and Samsung Pay so you can tap and pay on the go using your fitness device or smartphone.

Already part of the Discovery family? You’ll get even more value

If you’re already a Discovery client, your bank account will give you even more value:

Boost your Vitality rewards with up to 100% back on gym, up to 75% off on flights and up to 75% on HealthyFood items and more!

Enjoy seamless payments at the pharmacy with medical-co-payments automatically deducted from your bank account at your request.

Get immediate 48-hour insurance cover of up to R100 000 on any items you purchase with your Discovery Bank card.

Get more affordable life insurance with up to 15% lower contributions.

Get enhanced returns on your investments.

Have a question? Check out our FAQs
Join the world's first behavioural bank that motivates and rewards you for banking well
 
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