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Welcome to the bank that rewards   you for managing your money well

 
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Find your ideal bank account in 60 seconds
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We haven't just changed
one thing we've completely
changed everything
Get financially healthier
with Vitality Money  

The better your Vitality Money status,
the better your rewards

Learn more
*These rates are subject to change
You control your
Dynamic Interest Rates  

Get up to 4% interest on the money
sitting in your everyday accounts

Get up to 5% interest on your demand savings

Pay up to 6% less on your borrowing rate

Learn more
*These rates are subject to change
Boost your Vitality rewards
with Dynamic Discounts  
iPhoneX
App Dashboard Accounts and Portfolio
Vitality Money
Diamond status
 
 
 
 
 
Dynamic Interest Rates
 
 
2.25%
2.5%
Positive balance rate
4%
 
 
 
3.5%
3.5%
Savings account rate
5%
 
 
 
12.75%
12.75%
Borrowing rate
6%
App Dashboard Active Rewards
Dynamic Discounts
Woolworths logoWoolworths logo
 
 
0%
0%
HealthyFood
75%
 
Dischem logoClicks logo
 
 
0%
0%
HealthyCare
50%
 
Virgin Active logo
 
 
0%
0%
Gym
100%
HealthyFood  
Up to
75%
back
HealthyCare  
Up to
50%
off
HealthyGear  
Up to
50%
back
 
We've got the perfect
behavioural  
account for you
 
Earn Discovery Miles  
on all your spend
 
Pay anyone using
just their cellphone number  
 
More innovation
More choice
More rewards
Log in

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