Welcome to the bank that rewards you for managing your money well

We haven't changed
just one thing,
we've completely

changed everything

What is behavioural banking

Get financially healthier
with
Vitality Money

The better your Vitality Money
status,
the better your rewards

App Dashboard Vitality Money

You control your
Dynamic Interest Rates

*These rates are subject to change

Get up to 4% interest on your money
sitting in your everyday accounts

Positive balance slider

2.5%

Positive balance rate

4%

Get up to 5% interest on your demand savings

Savings account rate slider

3.5%

Savings account rate

5%

Pay up to 6% less on your borrowing rate

Positive balance slider

13%

Borrowing rate

7%

Boost your rewards with
Dynamic Discounts

App Dashboard Dynamic Discounts

HealthyFood rewards - up to 75% back

HealthyCare rewards - up to 50% back

HealthyGear rewards - up to 50% back

We've got the perfect
behavioural account
for you

Earn Discovery Miles
on all your spend

Pay anyone using
just their
cellphone number

More innovation
More choice
More rewards

Discovery Bank Limited. Registration number 2015/408745/06.
Discovery Bank is an authorised financial services provider (FSP48657) and registered credit provider (NCRCP9997)