Behavioural Banking

Check out our collection of lifestyle articles that will explain exactly what behavioural banking is and how Discovery Bank uses Vitality Money and other innovative tools and benefits to guide and motivate you to improve your financial health… and the range of rewards you can earn for managing your money better.

5 ways to save money when you fly this holiday season

With flight bookings now open, don’t miss your opportunity to book a well-deserved holiday or an overdue visit with family. There are many ways to stretch your travel budget and to save money on flights. Here’s how…

Here are eight time-saving hacks to get through the airport FAST

You can once again travel to local and international destinations just in time for the holiday season. With airports expected to be a lot busier, you have to know how to travel safely. This checklist will help keep you organised and get you on the plane faster.

How to travel safely over the December holidays

With domestic and international travel now open, how can South Africans keep each other safe from COVID-19? Discovery Vitality’s Head of Wellness, Dr Mosima Mabunda, shares top tips for safe travelling in level 1 lockdown as well as important updates to the Vitality travel benefit.

Travel is back – take to the skies even faster with Discovery Bank

The simple act of booking a flight and hopping on a plane has become a distant memory these days. Fortunately, air travel is back – and with 72-hour early access to bookings for all Vitality members and Discovery Bank Priority Fast Track, you’ll be jet-setting in no time.

Understanding interest rates can put more money in your pocket

Say the words “interest rates” and many will give you a glazed look. But it’s worth your while to understand what interest rates are and how they work, because when you save, these rates help determine how much you end up with!

4 ways to make the most of Black Friday

Ready for some great deals? Black Friday and Cyber Monday are just around the corner and Discovery Bank is here to help you to spend wisely, so you can make the most of it. Here’s how.

Is life stressing you out? Here’s how an emergency savings fund can give you one less thing to worry about

Feeling stressed or anxious? Worrying about money makes it worse. That’s why taking care of your money matters is just as important as keeping your body and mind in good health. Don’t know where to start? Start by building an emergency savings fund.

Saving for something specific? It’s easier with an account that’s tailored to your goal

Whether saving for emergencies, retirement or ticking off experiences on your bucket list, saving is good for your financial wellbeing. But it isn’t always easy. Set yourself up for success by choosing a bank account that’s tailored to help you succeed.

5 tips to increase your Vitality Money status and rewards

With Vitality Money, you are equipped with the knowledge and tools you need to manage your money well. Use these five tips to stay on track to reach every target, improve your Vitality Money status and unlock more of the rewards of shared-value banking.

10 reasons why a credit card is a must-have for managing money well

Do you want to unlock improved banking safety, greater banking efficiency and convenience, and a more rewarding financial experience? All it takes to streamline and refresh your finances is having a credit card and knowing how to use it to your advantage.

From humble beginnings to inspirational role model and Discovery Executive

Mapule Mzimba is a #WomenInMotion with many passions in life. A top priority for her as the COO of Discovery Bank is to play a role in liberating all women to achieve their highest purpose.

I believe all women are brave, creative, intelligent and tenacious

#WomenInMotion, Cheryl Ngobeni, believes that being in touch with our emotions is a strength that enables women to make a difference where it matters most. “We should stop being afraid of being sensitive or emotional. It’s these traits that make it possible to empathise and develop workable solutions for our communities.”

5 life hacks from Jo-Ann Strauss for better financial fitness

Women today are more financially independent than ever. Yet, how to work with money is something that we don’t necessarily learn growing up, but rather from the first paycheque. We spoke to Jo-Ann about her philosophy when it comes to money.

Jo-Ann Strauss talks about what guides her to make fit financial choices

Jo-Ann Strauss is one of South Africa’s most celebrated speakers and a businesswoman with a passion for entrepreneurship. A belief in lifelong learning and self-improvement has taken her life and career to great heights. She epitomises the strong spirit of a woman in motion

How a budget can help you reach your savings goals

July is Savings Month, and this year the benefits of saving have been further highlighted as we face a global pandemic. Saving money is one of the most important things that can help you be financially secure under any circumstances. The first step towards getting where you want to be financially is to set SMART goals.

How to protect your savings and manage your money to withstand times of crisis

Along with other aspects of life, you may need to adjust your finances during this unprecedented time. Many were caught off-guard. It’s not too late for some financial checks and adjustments to be more prepared. Akash Dowra, Head of Client Insights at Discovery Bank, shares some tips and advice.

Five things you can do for your financial health

Behavioural theory shows that we humans don’t always make the most rational choices that serve us well in future. In uncertain times, we may also take more risks or make hasty decisions. Stop, take a moment and look these five behaviours and how you rate.

How to keep your money goals real and stay motivated to save

While everyone’s circumstances are different, there is no doubt about the relief a financial safety net brings. Try to make financial choices that will not only help you stay afloat, but also ensure you have something set aside for when you need it most.

Shopper making a payment by tapping their tap-and-go card on the pay point instead of inserting it.

Everyone has a spending and saving style. Do you know yours?

Spending and saving tell a lot about your financial health. Even in uncertain times, you have a natural preference. Being financially healthier starts with understanding what you do. Can you spot your money-management style?

Shopper making a payment by tapping their tap-and-go card on the pay point instead of inserting it.

Shop safely with Discovery Bank’s contactless payment options

Retailers, shopping malls and most services are open for business. With COVID-19 around, we all have to be more mindful. And, at least for some time ahead, it will change the way we interact and shop. Fortunately, Discovery Bank makes contactless banking and payments easy for our clients.

Don’t let lockdown leave you vulnerable to cybercriminals

While self-isolation will keep you safe from the dreaded COVID-19 virus, it is up to you to keep yourself, your family and your company safe from digital scammers and hackers who will be looking for any opportunity to take advantage of you during this time.

Now is a great time to boost your financial knowledge and save big!

Discovery Bank and financial education partner, Worth, bring you an exciting learning channel to improve your financial knowledge. Why not use this time to get practical tips for better financial control every day?

Skip crowded pharmacy queues with Health Banking

Do you anticipate a hospital admission or do you just need to swing by the pharmacy to pick up your meds? Our smart Health Banking solution makes healthcare trips as ‘in-and-out’ as possible. Learn how to make the most of digital banking here!

Don’t let lockdown leave you vulnerable to cybercriminals

While self-isolation will keep you safe from the dreaded COVID-19 virus, it is up to you to keep yourself, your family and your company safe from digital scammers and hackers who will be looking for any opportunity to take advantage of you during this time.

Why we all deserve personalised interest rates

Gone are the days when insurance premiums were decided by age, sex, vehicle type or basic information. Today, financial services rates are personalised to reflect insurance risk based on how well clients drive, they take care of their health or manage their finances.

Five behaviours can change your financial future

As with health and driving behaviours that place us at risk, there are five behaviours that influence financial health - changing these behaviours is the best move you’ll make for better financial control.

Behavioural banking: a bank, rewards and more in your hands

Discovery Bank is not just a digital bank, it’s a fintech evolution that gives clients market-leading features and behavioural banking tools to change their financial health and improve their lives.

What healthy finances can do for your mental health

What does the health of your bank balance do to your brain and your body? The obvious answer is that if you have your ducks in a row, your heart and head can rest easy.

Bringing science to the world of banking

Discovery Bank is not just a digital bank, it’s a fintech evolution that gives clients market- South Africans who bank better, grow wealth and earn rewards. It’s all possible with the science behind behavioural banking. With technology that enables behaviour change, you’ll soon have a healthier financial outlook.

Understand your financial health with the Vitality Money calculator

Our fingers were the first tools we used to count and add. As maths progressed, we made way for calculators. Today, finances may leave people crossing their fingers hoping everything balances. It doesn’t have to be that way.

Safe Banking this Holiday

Whether you are spending some time at home or some time away this holiday season, it is important to remain vigilant when banking, shopping or holidaying.

Log in

Please click here to login into Discovery Digital Id

Please click here to login into Discovery Digital Id