Useful tips for life

Things you need to know about money
Saving works best when you start early - the greatest advantage you have when you’re young is time! So spend less than you make and remember that debt is the enemy.

Retirement
Yes you need to start now! It might seem strange to start thinking about the end of your career just as you stary out. But the reality is that you are likely to live longer than your parents will, and few people have enough to retire on. Check out Discovery Invest for more info.

Managing your online reputation has never been more important
“It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you’ll do thing’s differently. Warren Buffet

Investing 101
Start with what you have right now. Successful investing is easy in principle, but requires a bit of effort. The sooner you can get your head around the basics the better; without investing, financial independence is out of many people’s reach.

Everyone needs insurance
Insurance protects us financially in the event of loss; whether to property (stolen car), health (illness, accident or injury) or earning power (disability/illness or death). The basic mechanics of an insurance fund are: each member pays a monthly premium, and when someone needs to make a claim, it’s paid ot from the pool.

Think ahead
Life cover might seem like something you only need worry about much later. But the reality is that unexpected events happen all the time, to people of all ages. Check out Discovery Life for more info.