Benefit from our flexibility
You can choose how long you want be covered for – until the age of 65 or 70. If you have cover that is remaining at your benefit expiry age it will automatically convert to provide you with severe illness cover in retirement, with no medical underwriting required.
You don't have to wait
We assess the severity of your condition based on objective medical criteria, and provide a claim payment as soon as the qualifying criteria are met. If your condition does not meet the medical criteria, you could still qualify for a payment if it results in you being unable to perform the duties of your occupation.
Furthermore, while the assessment of your condition is underway you could receive payouts from your disability insurance to help you cover your financial commitments, until we’ve established the permanence of your disability.