Cover against severe illness

Nobody likes to think about worst-case scenarios, but it's important to be prepared. Fortunately, with Discovery Life's Severe Illness Benefit, you can protect yourself from the financial impact of a critical illness.

The Severe Illness Benefit is available when you get life insurance from Discovery Life. It pays out a lump sum in the case of certain critical illnesses (also known as dread diseases). The lump-sum payout can be used to provide for various different needs, such as modifying your lifestyle and your home or to cover the cost of a care-giver.


Reasons to consider Discovery Life's Severe Illness Benefit

Claim more than once

Our Severe Illness Benefit includes the most extensive multiple claims facility in the market - allowing you to claim multiple times regardless of whether the dread diseases are related to the first claim or not.

Children and parents receive automatic cover

We recognise that a family member's severe illness may have a financial impact on you. We offer additional severe illness cover for your children and parents at no extra cost.

Comprehensive cover for early cancers

The Early Cancer Benefit provides you with up to R160 000 for an extensive list of early cancers.

Access to the best treatment in the world

With the Global Treatment Benefit you can get up to 180% of your insured amount if you choose to have your treatment performed at an - international facility.

Boost your cover, free of charge

The BenefitBooster can provide additional cover of up to 40% at no extra cost based on your policy structure.

Other unique benefit options

LifeTime Benefit

The Lifetime Benefit considers the long-term impact that a severe illness is expected to have on your lifestyle, allowing for the number of dependants at the time of claim, to determine the claim amount.

Cancer Relapse Benefit

With the Cancer Relapse Benefit you can receive a further payment of up to 100% of your insured amount on the recurrence of a cancer after a one-year remission period. This benefit is automatically included with the LifeTime Benefit.

Female Benefit

The Female Benefit provides cover for specified severe illnesses affecting women, including cancer and complications of pregnancy.

Childbirth Benefit

The Childbirth Benefit covers multiple births as well as congenital birth defects.

Family Trauma Benefit

The Family Trauma Benefit covers your family for specified accidental injuries, including burns and comas, as well as medical emergencies requiring resuscitation or ICU stay.

It's always wise to prepare for the unexpected. Discovery Life’s Severe Illness Benefit allows you to do exactly that in a way that's tailored to your specific needs.

We also offer the following products:

Discovery Life Limited is a registered long-term insurer and an authorised financial services provider. Registration number 1966/003901/06.
Log in