You will now pay a once-off gym activation fee equal to one month's full retail rate of the gym contract. membership. For a Planet Fitness National membership, the applicable one month's full retail rate will apply. For more information, contact your nearest Planet Fitness health club.

To ensure you get the maximum savings on your Vitality gym benefit, work out at the gym at least 36 times in a rolling 12-month period.

We count your gym workouts at the end of your initial 12-month contract period to ensure that you have trained at least 36 times in that 12-month period. From them on, at the end of every month, we look back 12 months to count your total number of gym workouts for that period. Only one gym workout a day counts towards this total.

For your workout to be considered valid for the purposes of this benefit, you must exercise for longer than 30 minutes during each visit to your chosen health club.

For a Planet Fitness National gym membership, you will enjoy a flat discount of 50% off the retail rate.

If you do not work out at the gym at least 36 times in a rolling 12-month period, the maximum saving that you qualify for on your monthly gym fees with the Vitality Health programme will be reduced from up to 75% to 50%. You will receive a 50% gym saving until you reach the required 36 gym workouts in a rolling 12-month period.

For your workout to be considered valid for the purposes of this benefit, you must exercise for longer than 30 minutes during each visit to your chosen health club.

For a Planet Fitness National gym membership, you will enjoy a flat discount of 50% off the retail rate.

Adults earn 100 Vitality Health points for one gym workout a day, up to a maximum of 30 000 Vitality Health points a year (per member) towards your fitness points cap.

For your workout to be considered valid for the purposes of this benefit, you must exercise for longer than 30 minutes during each visit to your chosen health club.

Remember to always take your gym access device (card) with you and swipe it at the turnstile to record your workouts.

View your Vitality Points Tracker to track your fitness points. Your points can take up to four days to reflect. Track and view your gym workouts with the Vitality Gym Tracker.

You can enjoy the boosted Vitality gym benefit if all of the following apply:

• You're 18 years or older
• You have an active Vitality Health membership and a National membership with Planet Fitness
• You've worked out at the gym more than 36 times in a rolling 12-month period
• You have a Discovery Gold, Platinum or Black full banking suite with Vitality Money and a Vitality Savings Account.

Only Discovery Black full banking suite accountholders qualify for the boosted Vitality gym benefit on a Planet Fitness National membership type. Discovery Gold and Platinum full banking suite accountholders do not qualify for the Planet Fitness National boosted Vitality gym benefit.

You can only boost your Vitality gym benefit once you have activated the gym benefit through the Vitality Health programme first.

Increase your current Vitality gym saving by opting-in to boost your Vitality gym benefit.

As part of the boosted Vitality gym benefit, your current monthly upfront gym saving through your Vitality Health membership will be paid back to you as up to 100% cash back if you have a Discovery Gold or Platinum full banking suite with Vitality Money and a Vitality Savings account.

Only Discovery Black full banking suite accountholders qualify for the boosted Vitality gym cash back on a Planet Fitness National membership type. The Discovery Gold and Platinum full banking suite does not qualify for the Planet Fitness National boosted Vitality gym benefit.

The full retail amount of your monthly gym fees will be debited on the first of every month from your nominated Discovery Bank account and you will receive your cash back into your Vitality Savings Account within 5 working days.

By opting-in to the boosted Vitality gym benefit, you will agree to a new set of terms and conditions and choose to switch your current gym debit order details to a nominated Discovery Bank account. You can choose to update your details by switching your gym debit order details by contacting your gym.

Your total gym reward is made up of up to 75% from your gym benefit through the Vitality Health programme and up to 25% back from the boosted Vitality gym benefit with Discovery Bank.

To ensure that you are earning the maximum reward from the gym benefit through your Vitality Health programme, work out at the gym at least 36 times in a rolling 12-month period.

We count your gym workouts from the end of your initial 12-month contract period to ensure that you have trained at least 36 times in that 12-month period. From then on, at the end of every month, we look back 12 months to count your total number of gym workouts during that period.

Only one gym workout a day will count towards this total.

If you do not work out at the gym at least 36 times in a rolling 12-month period, the maximum reward you qualify for will be reduced from up to 100% to 50%.

You will still have access to the gym and will be billed the full retail price of your monthly gym fees. However, you will receive a reduced reward amount until you have reached the required 36 gym workouts in a rolling 12-month period.

To ensure that you are earning the maximum reward from your boosted Vitality gym benefit, spend on your Discovery Card, engage with Vitality Money and get to Diamond status.