The –iscovery Account

Exclusive access to Discovery Bank for Discovery clients

The –iscovery Account is a fully digital banking account, with unique travel and lifestyle rewards, innovative payment capabilities, as well as Vitality Money, Discovery Bank's financial wellness programme. All of this with zero monthly fees.

Download the Discovery Bank app to activate your account today.

How to open a –iscovery Account

Your –iscovery Account benefits

Go everywhere with Vitality Travel

When activating your –iscovery Account you'll get access to Vitality Travel, our new travel booking platform, exclusive to Discovery Bank clients. With Vitality Travel you can make all your travel bookings in one place at discounted rates and unlock discounts on local and international flights, accommodation, and car hire at a wide network of partners - including all local airlines: Airlink, CemAir, FlySafair, LIFT and South African Airways.

Vitality Health members

Up to


Up to 25% off six one-way or three return local flights each year, then 10% off thereafter

Up to


Up to 25% off two international flight bookings, then 10% off thereafter

Up to


25% off holiday accommodation

Up to


25% off car hire

Other Discovery clients


off local flights


off international flight bookings


off holiday accommodation


off car hire

Our partners

Air Link LogoFlysafair Logo Lift LogoEmirates Logo Quantas Logo Protea Hotels Logo Sun International Logo Tsogo Sun Logo Europcar Logo Tempest Logo

Other travel benefits

  • Free international travel insurance with flight tickets purchased using your Discovery Bank virtual card or Discovery Miles

  • International cover for emergency evacuation to the nearest medical facility for treatment

  • International cover for lost or damaged luggage

  • Repayment for trip cancellation or trip interruption for non-refundable fares in the case of an unforeseen or medical emergency

  • The ability to make tap-and-go payments worldwide, when you link your Discovery Bank virtual card to Apple Pay, Fitbit Pay, Garmin Pay and Samsung Pay.

Discovery Pay

Discovery Pay is an integrated payments platform making payments smart, instant, and seamless for you. Discovery Pay incorporates the healthcare provider networks of Discovery Health and fitness facility networks of Vitality with the payment infrastructure of Discovery Bank.

You can instantly settle out-of-pocket medical expenses without the hassle of paperwork or queues, access Discovery Vitality's network of fitness partners on a pay-as-you-go basis with Vitality Pay as you Gym, and simply and quickly pay other Discovery clients using just their cellphone number without having to exchange banking details.

More on Discovery Pay

How to set up and use Health Pay

How to set up and use Vitality Pay

How to set up and use Contact Payments

Get Discovery Miles that are more valuable than cash

As a Vitality member, you already earn Discovery Miles when you achieve your weekly Exercise or Drive goals and play the gameboard with Vitality Active Rewards.

When you activate your –iscovery Account, many of your Vitality Health rewards will switch to being awarded in Discovery Miles - our rewards currency that's more valuable than cash.

You will also unlock the latest enhancement in Vitality Active Rewards with a personalised gameboard, instant rewards and a Spend goal to earn more weekly plays on your gameboard - only available in the Discovery Bank app.

Earn thousands of Discovery Miles every week with Vitality Active Rewards

Your goals

Achieve your weekly Spend, Exercise or Drive goal to unlock Activity tiles of up to –500

Your products

Unlock the Discovery tile of up to –750 based on how many Discovery products you have

Your spend

Spend at our grocery, pharmacy and fuel partners to unlock the Partner Spend tiles of up to –500 for the chance to earn your largest weekly transactions back

30% off

You could get up to 30% off when you spend your Discovery Miles

Up to 15% off when you shop with your Discovery Miles at over 40 great online and instore retail partners throughout the month. Plus, this doubles to up to 30% off for 24 hours on Miles D-Day on the 15th of every month.

Up to 15% off when you use your Discovery Miles to buy airtime, data or prepaid water and electricity on the Discovery Bank app.

Up to 15% off when you spend them on a range of exciting rewards in the Vitality Mall.

You can also...

Spend your –iscovery Miles on travel or accommodation

Send them to your contacts with a –iscovery Miles Account

Exchange your –iscovery Miles for cash

More on –iscovery Miles

Get access to Vitality Money

With Vitality Money, we help you review your financial health based on five key financial behaviours. Your Vitality Money status gives you a good indication of how well you are managing your finances and allows you to control your own interest rates. As your status improves you could get up to 1.5% interest on the money in your –iscovery Account.

We'll show you the steps to improve your Vitality Money status and give you the tools to become financially stronger.

More on your Vitality Money status

Additional features

Enhanced security features

Advanced facial-recognition technology when logging in to the banking app

A free virtual card to make secure tap-and-go payments with Apple Pay, Fitbit Pay, Garmin Pay & Samsung Pay

Greater shopping convenience and security when shopping online with your virtual card

Additional security with Verified by Visa and Visa Checkout for online purchases

Here's what you need to know

  • To activate a –iscovery Account you must have a qualifying Discovery product, be 18 years or older and have a South African ID number. Foreigners and foreign nationals are not able to activate a –iscovery Account or join Discovery Bank.
  • Vitality Health travel benefits are available to Vitality Health Premiums members only. Vitality Active members will receive the same rewards as other Discovery clients with a –iscovery Account.
  • Discovery Bank clients with a Discovery Bank Transaction Account, Discovery Bank Card Account or Discovery Bank Suite already have access to all the payment features of Discovery Pay and more, with even greater rewards from Vitality Money, and don't need to activate a –iscovery Account.

Learn more about the –iscovery Account by reading our frequently asked questions.

Banking fees for the –iscovery Account

The –iscovery Account gives Discovery clients exclusive access to Discovery Bank with zero monthly fees. You get unique travel and lifestyle rewards, innovative payment capabilities including more ways to spend Discovery Miles, as well as Vitality Money, Discovery Bank's financial wellness programme. For more details on the –iscovery Account's banking fees, please see the fees guide.

Log in

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