Banking trends and shared-value banking

We've put together a technical document that you can read on shared-value banking. The white paper gives you deep insight into behaviours and current banking practices that prevent people from getting the best banking value and servicing. The paper also provides important reasons why it's important to consider moving to a new bank.

We believe that when you manage your money well, you deserve to unlock greater banking value. This paper explains exactly how we do that and why the concept of shared-value banking is so important. The paper also includes technical information about:

• How long it takes South Africans to switch banks.
• High-income earners experiencing financial hardship and how behaviour plays a role.
• How Discovery Bank can create R1 billion in interest from only 5% of money in demand savings accounts in SA.