Why gap cover from Discovery
Unexpected medical costs, for treatment related to approved admissions to hospital where healthcare professionals charge more than what your medical scheme pays, or where you have a life-changing severe illness, can place significant financial strain on your family.
To give our clients the peace of mind and added security when they need it most, we now offer Discovery Gap Cover and Discovery Supplementary Gap Cover. Discovery has now combined its insurance and healthcare expertise to bring you an innovative, cost-effective solution that provides additional financial protection against these unforeseen costs.
In-hospital specialist cover
Discovery Gap Cover gives you rich protection against shortfalls in medical scheme cover for specialist treatment received in-hospital
Pre- and post-hospitalisation cover
Discovery Gap has an option that provides pre- and post-hospitalisation cover for specific shortfalls incurred out-of-hospital, related to the admission
Comprehensive cover for cancer
Discovery Gap Cover provides additional funding to help cover oncology co-payments. Discovery Supplementary Gap Cover helps fund high-cost treatments and gives you access to advanced genomic sequencing for certain cancers
Additional financial support for severe illness
Discovery Supplementary Gap Cover gives you additional support through lump-sum payments and premium protection to help alleviate health-related financial strain
One simple claims process
With Discovery Gap Cover you have a simple claims submission process, where gaps in cover are identified, assessed and paid automatically once the medical scheme claim is processed
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Cover from R65 a month!
Starting at R65 a month for Discovery Supplementary Gap Cover and R90 a month for Discovery Gap Core option, Discovery’s gap cover options provide extremely cost-efficient and competitive protection.
Premiums are based on the individual’s circumstances and is in line with short-term insurance and life insurance pricing principles. There are certain requirements on application, and waiting periods may apply based on the health plan at the time of activating the cover.
For more information speak to your financial adviser or