Want to upgrade your phone? Upgrade your bank. Achieve your Vitality Active Rewards goals over 24 months to get up to 100% back on a new iPhone with Discovery Bank.
Download the Discovery Bank app to get started or learn more about how to upgrade to Discovery Bank.
How to activate Vitality Active Rewards with iPhone
As a qualifying Discovery Bank client, you can activate the Vitality Active Rewards with iPhone benefit and choose from a variety of new iPhones based on the type of product you have and the credit you have available.
You can get cash back on an iPhone provided you have the correct Discovery Bank product and achieve all your weekly Vitality Active Rewards exercise, drive or money goals.
Discovery Bank clients with Vitality Money only, get up to 17.5% back on their new iPhones. The more Vitality programmes you belong to, and the more Vitality Active Rewards goals you achieve, the greater your saving - up to 100% back each month.
See the maximum reward you can earn based on your engagement with Vitality Active Rewards on your Discovery Bank app.
Discovery Bank is the most affordable way to get a new iPhone. Upgrade to Discovery Bank today to get started. Then follow these steps to complete your activation:
Activate Vitality Active Rewards on the latest Discovery app
Browse the iPhones you may qualify for on the Discovery Bank app
Visit iStore to select your iPhone and complete your iPhone activation
Vitality Active Rewards goals over 24 months
iPhone 12 mini
iPhone 12 Pro
iPhone 12 Pro Max
iPhones you can save on over 24 months
The iPhone you qualify to get is dependent on your credit available at the time of purchase. The maximum cashback you qualify for is dependent on your qualifying Discovery Bank product.
What you need to know
- You need to activate Vitality Active Rewards by downloading the latest version of the Discovery app.
- You must have a qualifying Discovery Bank Platinum or Black Card Account, or a Discovery Bank Platinum, Black or Purple Suite. Your accounts must be in good standing.
- If you don't have a qualifying Discovery Bank product, you can soon apply for an upgrade in your Discovery Bank app. Contact the Discovery Bank call centre on 0800 07 96 97 for more information.
- Only the primary Discovery Bank accountholder will qualify for the Vitality Active Rewards with iPhone benefit.
- You can qualify for one iPhone benefit as the primary Discovery Bank accountholder in a 24-month period.
- To enjoy your rewards, you must meet your monthly spend requirement of at least R2 500 based on your Discovery Bank credit card product regardless of the number of Vitality Active Rewards goals you have achieved.
- Please note: Your monthly spend is calculated based on your spend during your goal cycle and not based on a calendar month.
You do not need to pay an activation fee to activate the Vitality Active Rewards with iPhone benefit.
You can maximise your monthly rewards by achieving all your Vitality Active Rewards exercise, drive and money goals over 24 months.
If you do not meet any of your weekly Vitality Active Rewards goals, won't receive any cash back on your monthly instalment for the iPhone. Your monthly installment will be charged to your Discovery Bank credit card every month. This amount can vary depending on the retail price of the iPhone at the time of collection.
Your qualifying Discovery Bank credit card account must have a monthly card spend of at least R2 500 to qualify for your monthly cash back. This spend will be determined each month to assess cash back eligibility. You can request a limit increase by calling us 0800 079 697. If you do not meet this spend requirement, you will not receive any cash back in the month regardless of achieving Vitality Active Rewards goals.
If you only reach some of your weekly goals in a given month, your cash back will be adjusted based on your engagement in Vitality Active Rewards.
No, you don't need to belong to all three Vitality programmes. If you only belong to Vitality Money with Discovery Bank, you will save up to 17.5% on your new iPhone by achieving your money goals. However, by belonging to Vitality Health and Vitality Drive as well you increase the number of goals you can achieve each month, and your cashback potential to up to 100% back.
You can view the maximum reward you can earn based on your engagement with the Vitality Active Rewards programmes on your Discovery Bank app. Your monthly rewards are based on the number of money, exercise or drive goals you achieve, resulting in a monthly cashback payment. If you don't meet your Vitality Active Rewards goals, you won't receive any cashback on your monthly instalment for your iPhone.
|Number of goals achieved in reward cycle||Discovery Bank Platinum Card Account||Discovery Bank Platinum Suite||Discovery Bank Black Card Account||Discovery Bank Black Suite||Discovery Bank Purple Suite|
|0-3 or non-qualifying||0%||0%||0%||0%||0%|
|4-6 and qualifying||17.5%||17.5%||17.5%||17.5%||17.5%|
|7-8 and qualifying||25%||25%||25%||25%||25%|
|9-10 and qualifying||50%||50%||50%||50%||50%|
|11+ and qualifying||100%||100%||100%||100%||100%|
|Maximum monthly instalment qualifying for cash back (including Vitality Money cash back from Dynamic Interest Rates)||R500||R640||R640||R765||R1 120|