Want to upgrade your phone? Upgrade your bank. Achieve all your Vitality Active Rewards goals over 24 months to fully fund a new iPhone with Discovery Bank.

Download the Discovery Bank app to get started or learn more about how to upgrade to Discovery Bank.

How to activate Vitality Active Rewards with iPhone

As a Discovery Bank client, you can soon activate the Vitality Active Rewards with iPhone benefit and choose from a variety of new iPhones based on the type of account you have and the credit you have available.

You can fund an iPhone in full provided you have the correct Discovery Bank product and achieve all your weekly Vitality Active Rewards exercise, drive and money goals.

If you are a Discovery Bank client with only Vitality Money active, you can still activate the benefit and earn a portion of cash back on your monthly instalment. Activate all three Vitality Active Rewards programmes to maximise your cash back. See the maximum cash back you can earn based on your engagement with Vitality Active Rewards on your Discovery Bank app.

Get started

Discovery Bank is the most affordable way to get a new iPhone. Upgrade to Discovery Bank today to get started. Then follow these steps to complete your activation:

Activate Vitality Active Rewards on the latest Discovery app

Browse the iPhones you may qualify for on the Discovery Bank app

Visit iStore to select your iPhone and complete your iPhone activation

Achieve all your
Vitality Active Rewards goals over 24 months

iPhone 8 64GB

Discovery Platinum Card

iPhone XR 64GB

Discovery Platinum full banking suite and Discovery Black Card

iPhone 11 64GB

Discovery Black full banking suite

iPhone 11 Pro 64GB

Discovery Purple full baking suite

iPhones you can fully fund over 24 months

The iPhones you qualify for is dependent on your qualifying Discovery Bank product and credit available at the time of purchase. These include: Discovery Platinum Card (iPhone 8 - 64GB); Discovery Platinum full banking suite (iPhone XR - 64GB); Discovery Black Card (iPhone XR - 64GB); Discovery Black full banking suite (iPhone 11 - 64GB) and a Discovery Purple full banking suite (iPhone 11 Pro - 64GB).

What you need to know

  • You need to activate Vitality Active Rewards by downloading the latest version of the Discovery app.
  • You must have either a qualifying Discovery Platinum credit card, Discovery Platinum full banking suite, Discovery Black credit card, Discovery Black full banking suite, Discovery behavioural Purple full banking suite or Discovery Purple Wealth full banking suite that is in good standing.
  • If you don’t have a qualifying Discovery Bank product, you can soon apply for an upgrade in your Discovery Bank app.
  • Only the primary Discovery Bank account holder will qualify for the Vitality Active Rewards with iPhone benefit.
  • You can qualify for one iPhone benefit as the primary Discovery Bank account holder in a 24-month period.
  • To enjoy cash back, you must meet your monthly spend requirement of at least R5 000 based on your Discovery Bank product regardless of the number of Vitality Active Rewards goals you have achieved.

You do not need to pay an activation fee to activate the Vitality Active Rewards with iPhone benefit.

You can maximise your monthly cash back by achieving all your Vitality Active Rewards exercise, drive and money goals over 24 months.

If you do not meet any of your weekly Vitality Active Rewards goals, you will forfeit your monthly cash back and will have to pay the full instalment amount for the iPhone. You will then be liable to Discovery Bank for a monthly instalment amount due on your qualifying Discovery Card. This amount can vary depending on the retail price of the iPhone at the time of collection.

You must have a monthly spend of at least R5 000 on your qualifying Discovery Platinum credit card and/or full banking suite and at least R7 500 on your Discovery Black credit card and/or full banking suite or Discovery Purple full banking suites to maximise your monthly cash back on your instalment amount. Your spend will be determined each month to assess your cash back eligibility. You can request a limit increase online or on your Discovery Bank app.

If you only reach some of your weekly goals in a given month, your instalment amount will be reduced based on your engagement in Vitality Active Rewards.

Yes, you can fund your iPhone in full as long as you choose the correct iPhone for your Discovery Bank product, activate Vitality Active Rewards with iPhone, and achieve all your Vitality Active Rewards exercise, drive and money goals for 24 months in a row.

However, you can still fund part of your iPhone even if you only have one of the programmes. You can view the maximum cash back you can earn based on your engagement with Vitality Active Rewards on the Discovery Bank app. Your monthly cash back is based on the number of Vitality Active Rewards goals you achieve, which we offset against your monthly instalment. If you don’t meet your Vitality Active Rewards goals, you have to pay all or part of your monthly instalment for your iPhone.

Number of goals achieved in statement cycle Discovery Platinum credit card Discovery Platinum banking suite Discovery Black credit card Discovery Black banking suite Discovery Purple banking suite
0-3 or non-qualifying 0% 0% 0% 0% 0%
4-6 and qualifying 17.5% 17.5% 17.5% 17.5% 17.5%
7-8 and qualifying 25% 25% 25% 25% 25%
9-10 and qualifying 50% 50% 50% 50% 50%
11+ and qualifying 100% 100% 100% 100% 100%
Maximum monthly cash back R500 R640 R640 R715 R1 050
 

Welcome to Discovery Bank. We want to make sure your experience is truly exceptional, so we’ve limited the number of daily applications

Enter your details to see if you can join us today. If we’ve reached our limit, we’ll reserve your spot and let you know when it’s your time to get on board!

 

Download the Discovery app to join Vitality Active Rewards.

 
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