Get a personalised interest rate, plus a further discount of up to 1% on your home loan

Join Discovery Bank with a transaction account, credit card or full banking suite, then simply apply for a home loan in the banking app.

Call us on 0860 000 628 or fill in some quick details and we'll call you.


Welcome to the Future of Home Loans. Now.

Enjoy up to 100% financing with a preliminary offer in 5 minutes.

Personalised interest rates, plus a further discount of up to 1%.

Expert guidance through your application from a dedicated consultant.

Seamless home loan protection and building cover.

Access to additional credit up to R1,000,000 with a Revolving Credit Facility.

Furnish your home for less with up to 30% back in Ğiscovery Miles at our premium home partners - Dial-a-bed, Coricraft, Nespresso, Patio Warehouse and Volpes.

Join the bank voted #1 in client experience in South Africa - two years in a row!

Our awards

Our awards are a testament to the continuous innovation and value that Discovery Bank offers our clients

Best Consumer Solution

Our banking app was voted #1 digital banking app by the public at the 2023 MTN Business App of the Year Awards.

Best New Digital Bank

The Best New Digital Bank in SA as recognised by the Global Banking and Finance review.

#1 Client

For the second year in a row, Discovery Bank was voted number one in in the Ask Afrika Orange Index, recognising service excellence.

Best Digital

MyBroadband recognises Discovery Bank for outstanding features, services, usability and integration.

Best Banking

The number one digital banking app based on ratings in SA app stores.

Fortune Magazine Change the World list

The only organisation in SA recognised by Fortune Magazine in their Change the World list.

Log in

Please click here to login into Discovery Digital Id

Please click here to login into Discovery Digital Id