Guaranteed Return Plans

Our Guaranteed Return Plans are five-year investment plans that give you peace of mind from knowing exactly what your investment will be worth at the end of the five-year period. You can choose from two Guaranteed Return Plans: the Guaranteed Growth Plan and the Guaranteed Income Plan. These are low-risk investments that are well-suited for volatile times.

No matter what happens to the markets, you will get your guaranteed return on your lump-sum contribution after the five-year investment term.

At a glance

Investment term

Medium Term
5 to 10 years

Minimum investment amounts

R60 000

 
You can make extra contributions to your investment.

Fees that apply

Financial adviser fees

Your financial adviser can charge initial and ongoing advice fees.

Please contact your financial adviser for a detailed quote on fees.

Tax

The following applies to you:

Tax on the Guaranteed Income Plan is taken into account in the guaranteed maturity value. However, all income paid from the plan will be taxed and form part of gross income.

Fact File

Read the relevant Fact File for details of:

The impact of withdrawing earlier than five years
How the fees work
Protection if you die during the guarantee period

The latest fact file might not be applicable to your Investment

Investment guarantees

Guaranteed return at the end of five years

Guaranteed regular income for five years

Read our brochure for more information.

This plan provides you with a guaranteed return and a guaranteed regular income on your investment for five years.

At a glance

Fees

Financial adviser fees

Your financial adviser can charge initial and ongoing advice fees.

Please contact your financial adviser for a detailed quote on fees.

Fact File

Read the relevant Fact File for details of:

The impact of withdrawing earlier than five years
How the fees work
Protection if you die during the guarantee period

The latest fact file might not be applicable to your Investment

Minimum investment amounts

R60 000

 
You can make extra contributions to your investment.

Tax

The following applies to you:

Tax on the Guaranteed Income Plan is taken into account in the guaranteed maturity value. However, all income paid from the plan will be taxed and form part of gross income.

Investment term

Short - Medium Term
3 to 10 years

Investment guarantees

Guaranteed return at the end of five years

Guaranteed regular income for five years

Read our brochure for more information.

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