Your healthy living can enhance your retirement savings. The Discovery Retirement Optimiser | Health links your health engagement with disciplined long-term investing to help build greater value at retirement - through immediate fee discounts, long-term fee refunds, and a lump-sum enhancement to your savings, with no early exit fees if your circumstances change.
This plan is suitable for you if you have a qualifying health plan and want to increase your retirement savings.
Features of our Discovery Retirement Optimiser | Health
Your investment growth is tax-free and can be deductible from your taxable income.
You cannot withdraw your savings until age 55, which means that you preserve your savings for retirement.
There are regulatory guidelines on where you can invest your retirement savings and there is no guarantee of investment performance.
There are fees that apply to your investment. Speak to your financial adviser for a detailed quote.
Enhanced retirement value built on healthy living and long-term investing
You can invest monthly from as little as R750, depending on the time remaining between your investment start date and your chosen term to retirement.
Monthly recurring contribution
Term and minimum investment amount
Between 10 and 15 years
R1,150
15 years and more
R750
An innovative intersection between health engagement and retirement savings
Your healthy living and disciplined long-term investing can work together to create enhanced value at retirement. This plan rewards both, turning your health engagement and commitment to long-term investing into real financial benefits before and at retirement.
Enjoy a wide choice of funds to invest in
Your plan is a collection of funds. Once you have chosen your investment plan, you can decide which funds to invest your money into. Your decision should align with your investment goals and the investment strategy that you and your adviser agree on.
We offer you access to a range of unit trust funds across various investment managers through a single-entry point. This means you can invest in our investment plans and choose investment funds that are managed by leading investment managers.
Educational content to help with decision making
Is saving for retirement a blip on your radar, or is it a worry that keeps you up at night? Either way when you understand how relevant saving for retirement is, you'll be enabled to make the right decisions, and reap the peace of mind that it brings. Get to the bottom of retirement basics here.