Choose a life insurer that gives you award-winning benefits, provides financial security for you and your family, and rewards your healthy choices.
Discovery provides you and your family with comprehensive life insurance to ensure your financial security against life-changing events, no matter what stage of life you are in, while rewarding you for living healthily
When you choose to be covered with Discovery Life, you get access to our unique benefits:
- The award-winning LifeTime Severe Illness Benefit was voted SA's best dread disease product for cancer cover. This benefit covers early-stage to late-stage cancers and cancer relapses.*
- The LifeTime Capital Disability benefit allows you to access cutting-edge medical devices, through our MedTech Booster, so you can focus on regaining as much as possible of your pre-disability lifestyle.
- The award-winning Global Education Protector allows you to cover your children's education fees if you pass away, become ill or disabled. Further, by leading a healthy lifestyle you can fund up to 100% of their university fees.**
Benefits of joining Discovery Life
Affordable comprehensive cover for you and your family from R200 pm***
Your Life Plan is customisable to suit your lifestyle.
Get an initial and ongoing premium discount of up to 42%
Simply Integrate (link) your current Discovery products, such as Discovery Health administered medical aid, Vitality and Discovery Bank, with your life insurance to receive your discount.
Get up to 100% PayBack throughout
your policy
The PayBack benefit gives you up to 100% of your premiums back in cash, when you manage your health and wellness through the Vitality programme.
Boost your retirement funding
The Income Continuation Fund converts your health and wellness management through Vitality before retirement, into a significant financial asset that can be used to supplement your retirement income.****
Unmatched value in supplementing your retirement savings
You can add the Buy-up Cash Conversion Benefit, which pays out a tax-free lump sum in four equal installments every four years from the age of 65.****
*As voted by the Independent Clinical Oncology Network (ICON).
**Recognition from EMFA-Accenture.
***Risk profile dependent.
****Please note that the Income Continuation Fund and Buy-up Cash Conversion benefit are risk product and not investment products and as such, have no lapse or surrender value.
What our clients say about us
"Little did Michelle know that agreeing to a routine eye test would turn out to be a stroke of luck. She was diagnosed with a rare form of cancer affecting four in every million people. She shares her story."
Read her story
Michelle van Wyk - Discovery Life client
"Tahlita was seemingly in a good place in her life, things were going according to plan. Then, in an instant, an unexpected illness changed her life. She was diagnosed with a rare and very aggressive form of leukemia. She shares her journey of how she beat the odds and survived."
Read her story
Tahlita Deist - Discovery Life client
Discovery Life Limited. Registration number 1966/003901/06, is a licensed life insurer, and an authorised financial services and registered credit provider, NCR Reg No. NCRCP3555.