Apply for a personal loan and get from R15,000 up to R500,000 paid out fast
Why choose a Discovery Bank Personal Loan?
Apply in just a few taps
Apply for R15,000 up to R500,000 anytime in the Discovery Bank app. A quick, easy application with minimal paperwork.
Funds in 48 hours
Get funds paid directly into your Discovery Bank account within 48 hours, and use your personal loan for whatever you need.
Your loan, your terms
Repay with one fixed monthly instalment with the flexibility to choose your term of 6 up to 72 months.
Lock in up to 5% off
Discovery Bank clients can get a personalised interest rate, with a discount of up to 5%* based on your Vitality Money status.
How to apply for a personal loan
From tap to transfer,
we make it seamless.
- Download the Discovery Bank app.
- Select Join the bank.
- Create a username and password and fill in your details.
- Tap Personal Loan when selecting an account.
- Follow the steps to submit your application.
For tailored advice, please contact your financial adviser. Discovery Bank Ltd. Auth FSP 48657. Limits, Ts & Cs apply. Rewards based on your engagement in Vitality programmes, Discovery products, and monthly qualifying card spend. Credit initiation and service fees may apply. Subject to credit approval.