Get a Will. Own what's yours.
Take control of what you've worked for with a clear estate plan

In South Africa, dying without a Will means the law determines how your assets are distributed. That process doesn't know your intentions, your priorities, or your family dynamics. A Will changes that by putting you back in control.

A Will is one of the most practical financial decisions you can make

Estate planning often feels abstract, or something to "do later." But in reality, it's one of the most practical steps you can take right now.

A clear, up-to-date Will helps you:

• Decide exactly who inherits what
• Nominate guardians for your children
• Reduce the risk of family disputes
• Avoid unnecessary delays in accessing funds
• Give your loved ones clarity at a difficult time

Without it, even simple estates can become complicated and delayed.

Make it simple with Discovery Wills and Trust Services

Getting a Will in place doesn't need to be complicated or expensive. Discovery Wills and Trust Services has designed the process to be simple and tailored to you.

You get:

• Free Will drafting in South Africa, guided by a Testamentary Specialist
• Secure Will storage at no cost, so your document is protected
• Executor and trustee nomination, ensuring your wishes are carried out properly
• Full fiduciary services, including estate and trust administration

If your situation is more complex, you also have access to bespoke and offshore Will drafting through specialist legal partners.

It's a practical way to move from "I should do this" to "it's done."

Take ownership of your Will in three simple steps:

1. Share your details for a call-back
2. Speak to a Discovery Testamentary Specialist
3. Get your Will drafted, signed and securely stored

Why act now

When your Will is in place:

• Your wishes are clearly defined
• Your family has certainty
• Your legacy is protected

This is one of the few financial decisions that only you can make - and one of the most important to get right.

Next, make your estate work for you

Winding up an estate comes with real-world costs and timing challenges. Bank accounts are typically frozen; executor fees, legal costs and taxes still need to be paid. And families often need access to cash before an estate is finalised. This is where many estate plans fall short.

Protect your estate with the Discovery Estate Preserver

The Discovery Estate Preserver is designed to support your estate at the exact moment it needs it most - ensuring your plan doesn't just exist on paper, but works in practice.

What it helps with:

• Covers executor, legal and trustee fees so your estate value is protected
• Provides immediate liquidity when bank accounts are frozen
• Avoids forced sales of assets to cover taxes or costs
• Supports your dependants with short-term financial needs
• Contribution support to help your family manage immediate expenses and ongoing commitments while the estate is finalised

Why this matters

The Discovery Estate Preserver ensures:

• Your estate isn't reduced by unexpected costs
• Your family isn't placed under financial pressure
• Your assets don't need to be sold in a hurry

Get your Will drafted and your estate protected with Discovery today. Taking control of your future should be simple - and rewarding.

Draft and securely store your Will with Discovery. Get expert guidance from a Testamentary Specialist. Access additional protection for your estate when you need it

Discovery Bank clients can earn 10,000 Vitality Money points when they draft and store their Will with Discovery.

Want to get started?

Fill in your details here and a Discovery Testamentary Specialist will contact you.

Estate planning questions and answers

1. Why is it important to have a Will in South Africa?

Without a Will, your estate is distributed according to intestate succession laws, which don't reflect your wishes and can delay access to assets.

2. Can I get a free Will drafted in South Africa?

Yes. Discovery Wills and Trust Services offers free Will drafting, guided by a testamentary specialist.

3. What is the Discovery Estate Preserver?

It's a policy that helps cover estate-related costs, provides liquidity when assets are frozen, and supports dependants, ensuring your estate can be wound up efficiently.

4. What happens to my bank accounts when I pass away?

Accounts are typically frozen until the estate process begins, which is why liquidity planning is an important part of estate planning.

5. Can I include offshore assets in my Will?

Yes. However, if an offshore Will is required, Discovery offers access to bespoke and offshore Will drafting solutions for more complex estates.