Preserver Plans

A Preserver Plan is an investment designed to keep your retirement savings invested if you’re leaving your employer as a result of resignation, dismissal, or retrenchment, or if your pension or provident fund is wound up. With these plans you preserve your pension or provident fund savings from your previous employer until you retire. Our Preserver Plans give you more than conventional retirement solutions. You also get rewarded for taking proactive steps to manage your money and your health.

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At a glance

Investment term

You choose your retirement date. Legislation allows you to retire from age 55.

Minimum investment amounts

R5 000

 
R 5 000 lump sum
if you’re under 30

R60 000

 
R 60 000 lump sum
if you’re over 30
You can make extra contributions to your investment.

Fees that apply

Discovery Invest fee

We charge a yearly admin fee, which may depend on the size of your investment.

Investment manager fees

Investment managers may charge initial and ongoing fees.

Financial adviser fees

Your financial adviser can charge initial and ongoing advice fees.

Please contact your financial adviser for a detailed quote on fees.

Tax

The following applies to you:

Tax-free investment growth
Contributions can be deducted from your taxable income

Fact File

Read the relevant Fact File for details of:

How you can get boosts to your investments
How the fees work
What happens to your investment on your death

The latest fact file might not be applicable to your Investment

Investment guarantees

No guarantee of investment performance

Do you want to protect your investment from life events and poor market conditions?

Read our brochure for more information.

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