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Comprehensively protect yourself and your family against a full range of possible life-changing events, from death and disability to severe illness and loss of income, no matter in what stage of life you are.
Get flexible financial protection for you and your family today!
At Discovery Life we reward you with upfront and ongoing discounts for living a healthier and more financially stable life
When you join Discovery Life, you can get initial and ongoing premium discounts of up to 42% with our exclusive Integration feature. Simply choose to Integrate (link) your current Discovery products, such as Discovery Health Medical Scheme, Vitality and Discovery Bank, with your Discovery Life Plan and you'll immediately qualify for initial and ongoing premium discounts.
Get up to 100% of your premiums back for living well
The PayBack benefit offers you valuable financial benefits throughout your policy term. By simply linking your Discovery Life Plan with your other Discovery products, you can receive a percentage of your premiums back every five years for managing your health and wellness.
Integration allows you to get up to 100% of your premiums back in cash! You can also get guaranteed yearly PayBack payments for the first 10 years of your policy, in which case you can get up to 20% of your premiums back every year, guaranteed.
Protection for clients with R10m+ cover
The Purple Life Plan
Available to clients with more than R10 million in life insurance and offers customisable benefits, covering the full range of possible life-changing events.
Life insurance for you and your family
The Classic and Essential Life Plan
Flexible personal financial protection, with illness and disability benefits, at a cost-effective premium that rewards you for living a healthy life.
Tailored protection for people under 30
The Smart Life Plan
Life insurance designed to financially protect and reward young adults with up to 100% of your premiums back for living healthily.
Life insurance that pays out in US dollars
The Dollar Life Plan
Comprehensive life insurance, with illness and disability benefits, that pays out in US Dollars and rewards you for getting healthy.
Protect your child's lifestyle and education
Global Education and Child Protector
Cover for your children for illness, disability and trauma. You can also cover their education from crèche to university.
Lump-sum payout for your funeral
Funeral Plan
Our funeral cover includes a range of value-added options to help ensure that your family aren't financially burdened if you die.