Current offers and benefit updates

With Discovery Life, you can get upfront premium discounts and a percentage of your life insurance premiums paid back to you. We reward you for managing your health and wellness.

Offers available

We are currently offering new clients a range of great value offers. We will offer you Gold Vitality status level PayBacks, at least half of your qualifying premiums back with the Smart Life Plan, up to five years of premiums back at retirement, and disability cover on your Business Life Plan for no additional cost for the first year of the policy.

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Smart Life plan

The Smart Life Plan is designed with younger clients in mind, offering comprehensive and dynamic cover that protects your future lifestyle and your financial security. To help get you, as a young professional, off to a bright start on your journey towards health and wellness, Discovery Life will give you at least half of your qualifying premiums back through the Smart PayBack Fund.

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Purple Life plan

The Purple Life Plan offers a collection of customisable benefits, covering the full range of possible life-changing events, from death and disability to severe illness, loss of income, and much more.

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Classic and Essential Life Plan

We offer you and your family flexible personal financial protection at a cost-effective premium, and reward you for living a healthy life.

Dollar Life Plan

Discovery Life can help you to protect your family's future with an innovative product that provides cover in the most widely used global currency, the US Dollar.

Global Education Protector

Discovery Life can help you to plan for and protect your children’s future and their education.

Business Life Plan

Your Discovery Business Life Plan can cover you for disability, severe illness and death with a range of comprehensive benefits.

And get up to 50% of your premiums back

The PayBack benefit provides you with valuable financial benefits throughout your policy term.

You can choose to receive a PayBack payment of

up to


of your premiums back

every five years.

up to


of your premiums back every year, for

the first 10 years.

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