Get the most affordable plan in the market from R1,350 per month

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The most affordable plan in the market for young professionals - R1,350p/m

The new Active Smart plan offers a bespoke benefit offering for young professionals starting out their careers. The Active Smart plan comes in at the most affordable price point for young professionals in the medical scheme industry.

Most affordable

The most affordable price point of medical scheme cover in the industry.

R1,350

per principal member
per month.

Full cover for emergencies in any private hospital

Neonatal admissions limited to R70,000 per family.

Unlimited hospital cover for all other admissions in the Dynamic Smart Hospital Network, with a standard deductible of R7,500

Day-to-day benefits

Day-to-day benefits have been embedded in the plan, with set co-payments and limits.

Unlimited GP consults
Dental check-up
Eye test

Personal Health Fund

You get access to R1,000 per adult to spend on additional day-to-day benefits through the Personal Health Fund. This can be used for a range of day-to-day medical expenses, including contraceptives for females and other prescription medicine.

Understanding your medical aid

Recognised in South Africa and globally

What our members say about us

From transplant to triumph: Pedro dominates World Transplant Games!

"My heart transplant operation was very expensive. We are so full of gratitude to Discovery Health Medical Scheme for all they've done. Without their support, it would've all been unthinkable."

Pedro Basson
Discovery Health Medical Scheme member

Dr. Farzana Araie's smart move: Banking stem cells as an 'insurance policy'

"I'm a medical doctor and both my husband and I keep up to date with new developments in technology. We believe it is worth banking stem cells, as you never know if you're going to need those stem cells in the future."

Dr Farzana Araie
Discovery Health Medical Scheme member

Mike gets a new heart

"Over the past 18 months I have unfortunately required a lot of medical attention as I developed heart failure last year. I would like to further thank Discovery Health Medical Scheme (DHMS) for the smooth and consistent service that we received."

Mike Cohen
Discovery Health Medical Scheme member

Veronica's brave journey to beat skin cancer starts with an immunotherapy clinical trial

"The treatments I have been on are very expensive and Discovery Health Medical Scheme has been really helpful in paying for between 50 - 75% of the medicines. It is incredible that they have forked out so much money."

Veronica Tinley
Discovery Health Medical Scheme member

Ethan changes his lifestyle to manage shock type 1 diabetes diagnosis

"All the doctor's visits and medicine are covered by Discovery Health Medical Scheme. I'm so grateful, because without that it would've been a massive outlay of funds monthly."

Ethan Williams
Discovery Health Medical Scheme member

Verashka calls for more organ donors after life-saving kidney transplant

"I have been with Discovery Health Medical Scheme for a long time and they've been amazing. My immunosuppressants are very expensive, so I'm glad that I'm with a good medical aid that pays for them."

Verashka Maharaj
Discovery Health Medical Scheme member

Given five years to live, Belinda survives rare cancer

"From my very first encounter with Discovery Health Medical Scheme, I was treated so kindly. The oncology department were very empathetic at a time when I was afraid and didn't know what to do."

Belinda Wagner
Discovery Health Medical Scheme member

Vivienne refuses to let a brain tumour removal stop her creativity

"Discovery Health Medical Scheme supported me in every way. It's just incredible. They paid for her hospital stay, radiation, chemotherapy and rigorous rehab as part of her oncology benefits."

Veronica Tinley
Discovery Health Medical Scheme member

Meet Baby Jaxon: brought into the world with a little help from the Assisted Reproductive Therapy Benefit

"The ART Benefit changed our lives. Accessing IVF with Discovery Health Medical Scheme's help meant we paid 25% of the costs and the medical scheme funded the rest."

Randi Kunz-Steyn & Adele Steyn
Discovery Health Medical Scheme member

Claire turns to Discovery Health Medical Scheme with her heart illness

"I've had everything from brain scans to X-rays, a doppler of my arteries, a heart MRI, angiograms, ECGs and blood tests like you cannot believe, and Discovery Health Medical Scheme paid for most of it."

Claire van Wyk
Discovery Health Medical Scheme member

The Active Smart plan is subject to the approval from the Council for Medical Schemes.