Health Banking is a digital banking solution that makes healthcare trips as ‘in-and-out’ as possible. Whether an employee anticipates hospital admission or just needs to swing by the pharmacy to pick up some meds, this useful feature will help them limit their exposure.
In light of the national mandate on all citizens to help limit the spread of Coronavirus, the ability to quickly and efficiently get the healthcare you need, when you need it, is becoming increasingly valuable.
That’s why Discovery Bank is offering a smart payment solution to help your employees instantly settle medical co-payments at pharmacies like Clicks and Dis-Chem, hospitals and medical service providers.
With Health Banking, employees can link their Discovery Health Medical Scheme membership to their Discovery Card or their Discovery Debit Card. This means they won’t need to manually pay anything at a counter – they can simply pick up their meds and we’ll do the rest. They can even opt to have the medicine delivered and still use Health Banking to settle the co-payment.
How does it work?
Health Banking lets you choose a limit on an amount that can be paid automatically, so when you visit a pharmacy or hospital, you can just check in or collect, then be on your way. Even if you prefer to get your medicine delivered, you can still use Health Banking to settle the co-payments. We’ll already have your details on hand, so we can debit your selected bank card for your co-payment and send you an instant notification – letting you get what you need, fast, and without the increased exposure of queuing at the till.
Who can use it, and where?
Any of your employees can set up Health Banking if they’re a primary Discovery Bank accountholder and a Discovery Health Medical Scheme member or dependant over the age of 18. They can then pay the smart way at pharmacies like Clicks and Dis-Chem, hospitals and medical service providers.
What can and can’t your employees use Health Banking for?
Co-payments can be settled automatically for these healthcare services:
- Pharmacy payments
- Pathology (including blood tests)
- Radiology (including X-rays, but excluding MRI and CT scans)
- Hospital admissions
What does it cost?
Health Banking is free for employees with a Discovery full banking suite (of any card colour).
The service is R10 a month for employees with just a Discovery Card account or Discovery Transaction Account of any colour.
Great idea! How do my employees activate Health Banking?
If your employees are keen on limiting their exposure and making future healthcare trips quicker and more convenient than ever, they can follow these easy steps to activate Health Banking:
- Log in to the Discovery Bank app and tap More.
- Tap Health Banking.
- Accept the terms and conditions, and tap Set up.
- Select the card you want to link and your transaction limit. Remember, if you would like co-payments to be settled from your transaction account, you need to link to the Discovery Debit Card associated with it.
- Tap Next, and then Complete.
Encourage your employees to get tapping on their Discovery Bank app and stay safe this season!
- Read more on leading your business through the coronavirus crises.
- Find a doctor or hospital near you online or by using the Discovery app.
Discovery Bank Limited. Registration number 2015/408745/06. An authorised financial services and registered credit provider. FS P number 48657. NCR registration number NCRCP9997. Terms and conditions apply.
Discovery Health Medical Scheme, registration number 1125, is regulated by the Council for Medical Schemes and administered by Discovery Health (Pty) Ltd, registration number 1997/013480/07, an authorised financial services provider.
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