Smart Money

Are you smart with your money? Find financial freedom by reading our advice on how to save money, planning for your retirement, growing your money and much more! Plus, we've got great tips from leading finance experts to ensure your financial wellbeing.

 
 
 
 
 
 

Give the gift of good money sense this Christmas

It's Christmas time, but if the thought of gift-shopping leaves you at a loss, try some of these great ideas to make this year's gifts memorable, helpful and long-lasting.

 
 
 
 
 
 

Are you financially prepared for living longer?

We have all heard "50 is the new 40". It may be truer than you think. The world over people are living longer. Although longevity is a positive, financial behaviour combined with other knock-on effects of a longer life have to be considered.

 
 
 
 
 
 

Discovery Card Miles millionaire's win boosts his dream home build

Bloemfontein architectural designer and DIY enthusiast Etienne Labuschagne, 45, cannot wait for 2018 when he will start his newest building project - his own home. Even more so now that he’s just won the cash equivalent of R100 000 in Discovery Miles.

 
 
 
 
 
 

Using one million Discovery Miles to get quality partner products

For Fred Thom, a global product verification specialist based in Sandton, a new laptop and a birthday present for his daughter, Belle-Mari, when she turns 13, are top priorities for his one million Discovery Miles win.

 
 
 
 
 
 

Sports-mad Discovery Card Miles Millionaire uses Vitality benefits to the full

Natalie Fourie, a 47-year-old entrepreneur, gets 10x the usual Discovery Miles whenever she swipes her Discovery credit card at an accredited outlet. But winning a million Discovery Miles wasn’t exactly on her radar.

 
 
 
 
 
 

Dancing for joy – Discovery Card Miles Millionaire Vivienne Pivo

For Vivienne Pivo, 70, who recently joined an adult ballet class and loves writing children's educational stories, the delight of winning a million Discovery Miles with Discovery Card and BP in September 2017, brought back a winning memory from her childhood.

 
 
 
 
 
 

More partners and more rewards with Discovery Card this November

There is nothing better than finding a good deal. And, with the festive season around the corner, we're excited to share the good news that we've added more partner stores to the Discovery Miles Multiplier Network. So, now you have even more opportunities to earn and spend Discovery Miles!

 
 
 
 
 
 

Should we count waistlines as a monthly expense?

Discovery Vitality data shows that being obese increases healthcare costs by as much as R4 400 per person per year! Here’s a look at some economic implications of obesity.

 
 
 
 
 
 

Investing in a low growth environment

When the economy is showing low growth, as it is currently, investors are likely to see lower investment returns from asset classes such as equity and property. Read what the experts have to say about investing in a low growth environment.

 
 
 
 
 
 

The best ways to achieve diversification within a portfolio

While each person will have their own risk profile and financial needs, there is one factor that is commonly required for a successful investment strategy: diversification. Read more about the different ways to achieve diversification within your portfolio.

 
 
 
 
 
 

Spring cleaning? Refresh your credit card know-how too!

Welcome Spring! We're all celebrating a season of renewal and, as warmer days return, we're dusting off the cobwebs and sprucing up our homes. The 'New You' will also make time to check in on your financial fitness - and particularly refreshing your understanding of how to make your credit card work for you.

 
 
 
 
 
 

Improved corporate governance could turn our trajectory around

There is still a glimmer of hope that South Africa could turn around the negative credit ratings it received from the three major global credit rating agencies earlier this year.

 
 
 
 
 
 

Vitality cash back puts Thathane family on a health high

Health and fitness is priority in the Thathane household. And, their healthy choices are not only rewarding them with energy and longevity, they're also earning significant cash back every month with Discovery Vitality.

 
 
 
 
 
 

How to save during a recession

On the back of National Savings Month in South Africa, a recent report from the World Economic Forum (WEF) highlights the startling gaps between financial needs in retirement and what consumers are actually saving.

 
 
 
 
 
 

The psychology of saving

South Africans are well used to hearing that they don’t have a great savings culture. The good news is that there has been a slight uptick in South Africans' savings habits.

 
 
 
 
 
 

Improve your financial IQ

The thrill of earning your first salary is huge. But not everyone manages to get their money to cover their expenses and to provide for a rainy day. Two things are really important here – becoming financially literate, and making and sticking to a budget.

 
 
 
 
 
 

What every new investor should know

Saving and investing are crucial to ensuring a secure future for yourself. Right from the day you get your first salary cheque, the biggest favour you can do yourself is to start saving and investing. The earlier the better.

 
 
 
 
 
 

Think you are too young to start investing? Wrong!

Many people miss out on the benefit of investing their earnings early. What can 20-somethings learn from Actuarial Analyst Christopher Smith, whose money mindset and investment strategy are paying off?

 
 
 
 
 
 

Do you know your credit behaviour patterns?

If you're thinking about borrowing money for a big life purchase like a new home, a car or an overseas family holiday, it's important to know your credit score. Why? Because knowing where you are on the scale can have a huge effect on the interest rates you'll be offered.

 
 
 
 
 
 

Make the most of that paycheck! Getting through the recession

It's official - we're in our first recession since 2009. See it through with these tips to better manage your money.

 
 
 
 
 
 

Staying financially fit for a lifetime

A retirement savings strategy isn't static - it needs to adapt as you move through different life stages. In other words, a 25-year old will approach retirement investment differently to someone who is 55.

 
 
 
 
 
 

Clients receive help after recent Western Cape disasters

When looking at houses to buy, an important point to consider is which way the house faces.

 
 
 
 
 
 

North or south? Which way do you stand on the issue?

When looking at houses to buy, an important point to consider is which way the house faces.

 
 
 
 
 
 

Handy hints to keep costs down this winter

With the recent pressure on our country's economy, it would be prudent to look into ways to save yourself money wherever you can.

 
 
 
 
 
 

Don't simply have insurance, have good insurance

As suspects fled from police, their vehicle crashed multiple times. Caught in this mid-morning chase between cops and robbers was Gavin Goodwin

 
 
 
 
 
 

4 easy ways to claim with insure

Need to submit a claim and it is stressing you out? You can rest assured that it's easy to claim from us. You can choose from any of four ways, depending on what suits you better.

 
 
 
 
 
 

8 tips to enjoy more heat at home for less this winter

As winter tightens its icy grip on us, we're all looking for ways to stay warm. Here are a few helpful ways to keep your home cosy and warm this winter, while keeping your costs down.

 
 
 
 
 
 

Get even more rewards with the Excess Funder Account

You could be getting up to 50% back in fuel rewards for filling up at BP or Shell, or for taking the Gautrain. Now you can choose to double fuel rewards and have them paid into an Excess Funder Account.

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