Saving and Investing for a Goal

Come to appreciate the beauty and power of compound interest with helpful tips on saving for emergencies and for a specific goal, plus investment advice for both new and seasoned investors.

 
 
 
 
 
 

Now is the time to recheck your estate

In light of the 2018 Budget Speech, which proposed to increase tax duty from 20% to 25% on the excess duty of estates worth R30-million and more, people need to ask fundamental questions about the legacy they will leave behind.

 
 
 
 
 
 

The costs of tying the knot

Planning a wedding in all its beautiful detail is exciting and romantic – the ring, the dress and suit, flowers, food, music. For couples about to start a new life together, the delight of the wedding, the honeymoon, and everything that follows, is the stuff of special, magical memories.

 
 
 
 
 
 

Budgeting for Baby

While the anticipation of the arrival of your little one is a special time, having children does have a significant impact on your finances. Having a baby means committing to a whole new lifestyle and budget.

 
 
 
 
 
 

Investment mistakes and how to avoid them - part 2

Investment mistakes are common, and they cost you money - that's why they must be avoided. We give you some more tips that will help you minimise investment mistakes and avoid losses, so that you will stay on the path to financial security.

 
 
 
 
 
 

Investment mistakes and how to avoid them - part 1

Investing doesn't have to be a challenge. By following simple principles and avoiding common mistakes, you can enjoy the benefits of successful long-term investing. Discovery Invest looks at the most common but avoidable investment mistakes.!

 
 
 
 
 
 

3 ways to get closer to your money goals in your 20s

Author Ayn Rand said, "Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver." Steer your way to investment options that match your goals for 2018.

 
 
 
 
 
 

4 savings options to ensure your child gets the education they need

Investing for your children’s education is looking more and more like a necessity. By empowering the youth of today with a good education, you’re helping to set them up for a future full of opportunities.

 
 
 
 
 
 

4 trends that can affect how you fund your child's education

Want to keep your kids ahead of the curve? Here are four modern trends that might affect your ability to provide your kids with a good education, and why you should take steps to counter them.

 
 
 
 
 
 

Top-grade education secured for my daughter

Arie Roos’s leg was severed below the knee after a traumatic 2005 motorbike accident. Here is his story about how having the Discovery Life Global Education Protector benefit ensured his daughter’s private school education.

 
 
 
 
 
 

Kids' education secure despite dad’s Parkinson's

For Gavin and Colleen Clackworthy, of Vredehoek, Cape Town, a quality education for their children is a non-negotiable. So, they set about putting their beliefs into action. Read their story here.

 
 
 
 
 
 

Planning pays off for Pretoria couple

When Zybrand Lombaard set up a private business, he and his wife sat down with their long-time broker in late 2007 to adjust and expand their Discovery policies. When Zybrand’s business kicked off in mid-2008, they had one less thing to worry about.

 
 
 
 
 
 

The tax implications of 3 popular investment vehicles

One of the first questions any savings-savvy investor asks a financial adviser is: "What's the most tax-efficient choice for my investment?" In this article, we take a look at a few investment vehicles and highlight the tax implications of each investment.

 
 
 
 
 
 

4 ways a retirement annuity can save you thousands in tax

Want to learn how to calculate your retirement annuity tax relief? Read on to find out, as well as four ways in which retirement annuities can help you save for your family's future.

 
 
 
 
 
 

Questions that can keep your investment portfolio performing

Although any decision about how to invest your money is important, the analysis shouldn’t stop once your money is invested. Here are some important questions to ask to ensure your portfolio keeps performing.

 
 
 
 
 
 

How SMART goals keep you focused on financial success

Research shows that goals (especially those set as early as possible in your youth) help to drive success in various areas of life, such as your career and your health. Here’s expert advice on how setting financial goals can help your finances prosper.

 
 
 
 
 
 

Can you afford to give your child an education?

While every South African child has a constitutional right to a basic education, there are still many challenges that prevent equal access for all, especially in tertiary and higher education. Nearly a quarter of learners leave school early or don’t attend a tertiary institution because they just don’t have the money to study.

 
 
 
 
 
 

Protect your future with smart insurance designed for young professionals

If you are (or know of) a young professional, here's how a small saving - even as little as R100 a month - can have big and beneficial results when you actively manage your risk factors.

 
 
 
 
 
 
 

Investing in a low growth environment

When the economy is showing low growth, as it is currently, investors are likely to see lower investment returns from asset classes such as equity and property. Read what the experts have to say about investing in a low growth environment.

 
 
 
 
 
 

The best ways to achieve diversification within a portfolio

While each person will have their own risk profile and financial needs, there is one factor that is commonly required for a successful investment strategy: diversification. Read more about the different ways to achieve diversification within your portfolio.

 
 
 
 
 
 

Improved corporate governance could turn our trajectory around

There is still a glimmer of hope that South Africa could turn around the negative credit ratings it received from the three major global credit rating agencies earlier this year.

 
 
 
 
 
 

How to save during a recession

On the back of National Savings Month in South Africa, a recent report from the World Economic Forum (WEF) highlights the startling gaps between financial needs in retirement and what consumers are actually saving.

 
 
 
 
 
 

The psychology of saving

South Africans are well used to hearing that they don’t have a great savings culture. The good news is that there has been a slight uptick in South Africans' savings habits.

 
 
 
 
 
 

What every new investor should know

Saving and investing are crucial to ensuring a secure future for yourself. Right from the day you get your first salary cheque, the biggest favour you can do yourself is to start saving and investing. The earlier the better.

 
 
 
 
 
 

Think you are too young to start investing? Wrong!

Many people miss out on the benefit of investing their earnings early. What can 20-somethings learn from Actuarial Analyst Christopher Smith, whose money mindset and investment strategy are paying off?

 
 
 
 
 
 

Make the most of that paycheck! Getting through the recession

It's official - we're in our first recession since 2009. See it through with these tips to better manage your money.

 
 
 
 
 
 

Staying financially fit for a lifetime

A retirement savings strategy isn't static - it needs to adapt as you move through different life stages. In other words, a 25-year old will approach retirement investment differently to someone who is 55.

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