Help your clients make a tax-smart move to a stronger retirement
Retirement planning is about more than securing the future; it's one of the most effective ways for clients to secure tax advantages today. With the tax year-end approaching on 28 February 2026, now is the time to help educate your clients about the relationship between retirement savings and tax and how they can enhance these savings further with our current offers and boosts.
Retirement plans unlock valuable tax benefits
By helping clients understand the link between retirement plans and their tax benefits, you empower them to make smarter financial decisions. Here's a summary of these benefits below.
South Africans can claim a tax deduction of up to 27.5% of their taxable income or remuneration, capped at a maximum of R350,000 per year.
Investment growth in retirement annuities and preserver plans is tax-free.
Clients can boost their retirement savings further by investing their bonus or tax refund before tax year-end.
Direct your clients to our Retirement Hub for educational content, tools, and resources to help them make informed decisions.
Boost your existing clients' retirement savings with our current offers
We regularly provide exclusive offers on our investment plans, available for a limited time. With our current offers, clients can receive higher boosts when they make additional contributions to their existing retirement plans before the tax year-end.
LUMP-SUM RETIREMENT ANNUITY
Clients can enjoy enhanced boosts to their retirement savings for investing more
What's the retirement plan?
If a client has an existing Discovery lump-sum Retirement Annuity, they can close their retirement savings gap with this current offer when they invest more into their retirement annuity.
What's the offer?
By investing extra money for retirement, clients can get rewarded with enhanced boosts of up to 25% on these extra contributions.
How can clients take advantage?
This offer is available on existing lump-sum Retirement Annuity plans from 1 October 2025 to 27 February 2026.
DISCOVERY RETIREMENT OPTIMISER
Clients can enjoy boosts of up to 50% to their retirement savings for investing more
What's the retirement plan?
The Discovery Retirement Optimiser helps clients build long-term financial independence through its range of benefits. With this current offer, they can grow their retirement savings even further by making an additional contribution.
What's the offer?
Clients can get rewarded with a boost of up to 50% when they make an additional lump-sum contribution to their Discovery Retirement Optimiser during the offer period.
How can clients take advantage?
This offer is available on qualifying Discovery Retirement Optimisers from 1 October 2025 to 27 February 2026.
New clients can also grow their retirement savings with a boost
Our retirement plans are designed to help clients create financial independence in retirement by rewarding them with boosts for their healthy financial behaviours.
RETIREMENT SAVINGS PLANS
Help new clients save for retirement and enjoy tax benefits
With our lump-sum Retirement Annuities and Preserver Plans, clients can get an investment boost of up to 20% for investing for longer.
If your Discovery Life clients invest in a Discovery Retirement Optimiser and make a lump-sum contribution before 27 February 2026, they can also benefit from the current offer boost of up to 50% on the additional contribution.
Retirement Annuities Preserver Plans Discovery Retirement Optimiser
Grow your business with this campaign
Our comprehensive online platforms are fully equipped with all the essential marketing materials and tools you require. We've prepared everything in advance to streamline your workflow and enhance your marketing strategies.
Simply log in, choose your content, and download or send it with ease.
Marketing material
Find all the relevant documents on our Invest Marketing support page (including flyers, brochures, and more) to assist in sales enhancement. Downloadable packs with no branding are also available for independent financial advisers.
Email communication
Communicating with your clients has never been easier with Adviser Insights Dashboard. Clients who qualify for the offer will already be listed under your product opportunities, with a pre-set email template ready to send.
Social media
We have created social media artwork with pre-set captions to support you in promoting this offer on your social media channels. Simply log in, choose applicable platform image size, review, and post.
This document is meant only as information and should not be taken as financial advice. For tailored financial advice, please contact your financial adviser. Discovery Life Investment Services (Pty) Limited: registration number 2007/005969/07, branded as Discovery Invest, is an authorised financial services provider. All life assurance products are underwritten by Discovery Life Limited: registration number: 1966/003901/06, a licensed life insurer, authorised financial services provider and registered credit provider, NCR registration number NCRCP3555. All boosts are offered through the insurer, Discovery Life Limited. The insurer reserves the right to review and change the qualifying requirements for boosts at any time. Product rules, terms and conditions apply.