A weakening rand and volatile exchange rates can rattle most investors, but it can work to your advantage when you’re invested offshore. Offshore investing with Discovery gives you access to a wide range of global funds, managed by leading international fund managers. It also allows you to diversify your investment through exposure to different currencies and economies.
You can get even more value from offshore investing through our current offer
We have current offers available on our offshore plans that allow you to invest more money in offshore funds and save on fees:
- When you invest in a Discovery lump-sum Offshore Endowment, you get an upfront boost of 10% to your investment. With our current offer, you can also get a 50% discount on trustee and custodian fees. This offer is available from 1 September 2019.
- When you invest in a Discovery Endowment Plan and a Living Annuity you can invest more offshore. The current offshore investment limit is 30%, but with this limited offer, you can now allocate up to 50% offshore. This offer is available from 19 August 2019 to 24 October 2019.
Take a diversified approach to investing and look offshore. These current offers give you the opportunity to invest more offshore and to save on fees.
You can get a 100% gross return1 with the Discovery Capital 200+ Fund
Diversify your portfolio by getting more offshore exposure through the Discovery Capital 200+ Fund. With a global portfolio linked to US and European Equity market, you can get enhanced upside returns with downside protection, hedged to currency movements.
How the offer works
You will get a 100% gross return1 if the global portfolio return is positive at the end of five years. If the global portfolio performs higher than 100% over five years, you will also receive any upside above that level. There is also downside protection for falls in the global portfolio of up to 30%, guaranteeing the initial capital back gross of fees after five years2.
This offer is available on our lump sum Endowment Plan from 16 September 2019 to 24 October 2019.
For more information about these offers, please contact your financial adviser.
Discovery Life Investment Services Pty (Ltd), registration number 2007/005969/07, branded as Discovery Invest, is an authorised financial services provider. All life assurance products are underwritten by Discovery Life Ltd, registration number 1966/003901/06, an authorised financial service provider and registered credit provider, NCA registration number NCRCP3555. Product rules, and terms and conditions apply.
1Before the effect of Discovery administration fees, initial and ongoing financial adviser fees, withdrawal fees and taxes, where applicable.
2 Figures are indicative. Final terms are subject to market conditions at date of trade. Investors are also subject to any default risk or restructure of the issuer, BNP Paribas Arbitrage Issuance B.V and the guarantor, BNP Paribas SA.
The minimum return of 100% over five years represents the return of the Capital 200+ as a fund within the Endowment Plan and is, therefore, calculated before the effect of any Discovery administration fees, initial and ongoing financial adviser fees, withdrawal fees and taxes, where applicable. Figures are indicative. Final terms are subject to market conditions at date of trade. Investors are also subject to any default risk or restructure of the issuer, BNP Paribas Arbitrage Issuance B.V and the Guarantor BNP Paribas SA.