Mechanical breakdown and electrical failure:
- Covers the full cost of repairing or replacing your vehicle's critical components if you've had an unexpected mechanical breakdown or electrical failure
- Covers 36 critical vehicle components.
- Doesn't impose any limits for the component being repaired or replaced, although your claims are limited to the total sum you're insured for.
- Covers mechanical components for ongoing mechanical weakening that happens from normal use.
The premiums for our warranty cover is personalised, based on your risk profile.
To add Discovery Insure Vehicle Warranty to your plan, contact your financial adviser or call us on 0860 751 751.
A warranty plan covers you for unexpected mechanical breakdown and electrical failure of the critical components of your vehicle. To prevent a gap in cover, buy this plan right before your vehicle's manufacturer warranty has expired.
Discovery Insure Vehicle Warranty offers comprehensive cover for mechanical breakdown and electrical failure, as well as wear-and-tear for your vehicle's critical components.
Mechanical breakdown and electrical failure covers you for the full cost of repairing or replacing your vehicle's critical components after an unexpected mechanical breakdown or electrical failures that causes a component to suddenly stop functioning, needing repair or replacement. This cover is comprehensive, covers 36 critical vehicle components and does not impose any limits for the particular component that is repaired, replaced. The cover is unlimited per insured component, yet all claims are limited to the total sum insured. Traditional warranty cover imposes a rand value limit for each vehicle part, regardless of the car insured.
Wear-and-tear cover covers mechanical components from ongoing mechanical weakening that happens from normal use or age. This is unlike many insurers, who do not cover wear-and-tear in their warranty plans.
To qualify for comprehensive vehicle warranty, your car must:
- Have comprehensive vehicle insurance with Discovery Insure
- Be less than 10 years old
- Have driven less than 250 000km
- Have an up-to-date service history
If you apply for a Discovery Insure Vehicle Warranty and there's a gap since the end of your warranty cover from the car manufacturer, we'll apply a 3-month waiting period. You'll only be able to submit claims after this period.
You can have the waiting period waived if you complete and pass the Bosch vehicle functionality 110-point check, for a fee of R700. If your vehicle passes, you'll have full warranty cover from the date of completing the check.
If your premium is more than R1 000 and there's a gap since the end of your car manufacturer's warranty cover, the Bosch vehicle functionality 110-point check is compulsory, but you won't need to pay the R700 fee.
We use a sophisticated, risk-rated premium structure to work out your vehicle warranty premium. This means you pay a premium that's based on your own risk. Traditional warranty plans use an unsophisticated pricing structure with little price differentiation, often based on the vehicle's age and mileage.
We give you peace of mind with a flat excess of your choice. Traditional insurers impose cover limits forcing you to pay an uncertain amount when your claim is more than the insured component's limit.
Discovery Insure offers unlimited vehicle warranty cover, up to the insured value of your vehicle. Traditional insurers impose cover limits, forcing you to pay an uncertain amount if your claim is more than the insured component's limit.
Vitality Drive is Discovery Insure's unique driver-behaviour programme that rewards you for driving well. If you also have Discovery Insure's Vehicle Warranty, you can get up to 50% off your yearly car service and maintenance costs, depending on your Vitality Drive status. This discount is limit to R5 000 spend.
You can double your discount up to 100% if you service your car at any Motus Network or Bosch dealership. This is also limited to R5 000 spend.