Our medical aid plans

There is no overall limit for hospital cover on any of the Discovery Health Medical Scheme plans. You can go to any private hospital on most plans.

All our plans cover approved medicine for the Prescribed Minimum Benefit Chronic Disease List conditions. Certain plans cover additional conditions

Personal Health Fund brings a new dimension to your cover. This benefit earns you money to use for day-to-day cover as you complete personalised actions and challenges on Personal Health Pathways.

Screening and prevention benefits cover vital tests to detect early warning signs of serious illness.

Certain plans have an Above Threshold Benefit (ATB) that gives you further day-to-day cover once you have reached your Annual Threshold.

On selected plans, when you have spent your annual Medical Savings Account (MSA) allocation, the Day-to-day Extender Benefit (DEB) extends your day-to-day cover for essential healthcare services in our network.

You get comprehensive benefits for maternity and early childhood that cover certain healthcare services before and after birth.

On selected plans, we pay your day-to-day medical expenses from the available funds allocated to your Medical Savings Account (MSA). This empowers you to manage your spend.